Columbus, Ohio Chapter 7 Bankruptcy Attorney
Chapter 7 bankruptcy is one of several legal options that can be used by individuals whose debt threatens to overwhelm their income and their assets. It offers a "fresh start", and many of our clients have breathed a sigh of relief after riding themselves of the threat of repossessed property, material encumbrances, and most or even all of the debt that might have otherwise taken a lifetime to pay off.
Many people considering filing for Chapter 7 bankruptcy face bank foreclosure, large medical bills, unmanageable credit card debt and subprime house payments. Divorce, the loss of a job and the faltering of a business can also lead to insolvency as well. If you are facing any of these situations, Chapter 7 bankruptcy may be able to help.
Chapter 7 bankruptcy requires the sale of non-exempt property. Proceeds from the sale of these assets are used to pay creditors and satisfy your debts. It is important to note that you will often be able to keep your car, house, household goods and other valuable belongings if you choose this particular solution.
We Can Answer Your Questions Regarding the Bankruptcy Process and Handle Your Claim
We will work with you to review your income, household living expenses, debt levels/types, and your employment history. If you are eligible for Chapter 7 bankruptcy, we will prepare your paperwork and assist you in locating and acquiring a court-mandated consumer credit counseling certificate. After we file your case with the court, we will attend your court hearing with you, which is commonly held 30 to 40 days after your filing date.
Many people fear that if they file for bankruptcy, they will lose their homes, pensions and even their car. In reality, it is rare that a client loses any of these items. In the unusual instance where these assets are threatened by bankruptcy, we will keep you fully informed so that you can choose whether or not to proceed.
Contact Us
If you have bankruptcy questions, you can get answers. The best way to determine whether Chapter 7 bankruptcy will work for you is to have preliminary conversation with an experienced attorney. At the law office of Michael E. Benson, Attorney at Law, we can answer your questions, explain your options and, in many instances, handle your claim.
Our Columbus Bankruptcy law firm has 10 years of experience and offers evening, weekend and holiday appointments, as well as house calls. We charge cost-effective rates, and offer payment plans. Please contact a bankruptcy lawyer at 614-428-0095 to schedule a free initial consultation.